Terms and Policies

Welcome to Tammy Takes Over™, a brand operated by Mindful Maverick LLC (“Company,” “we,” “us,” or “our”).

These Terms of Service (“Terms”) govern your access to and use of tammytakesover.com, our digital programs, coaching services, workshops, community spaces, downloads, and related products and services (collectively, the “Services”).

By accessing or using our Services, you agree to these Terms. If you do not agree, please discontinue use.

1. Eligibility

You must be at least 18 years old to purchase our products, create an account, or participate in our programs and communities.

2. Intellectual Property

Unless otherwise indicated, the content, branding, materials, and original creative works available through Tammy Takes Over™ are owned by Mindful Mavericks LLC or used with permission.

This includes website copy, original stories, characters, illustrations, videos, audio recordings, program materials, workbooks, downloads, graphics, and other proprietary content.

Our brands and product names include, without limitation:

These names and associated branding may be protected by applicable trademark and intellectual property laws. Use of the ™ symbol does not necessarily indicate a registered trademark.

When you purchase a digital product or program, you receive a limited, personal, nonexclusive, nontransferable license to access and use the purchased materials for your own individual purposes.

You may not reproduce, redistribute, resell, publish, share access to, or commercially exploit our materials without prior written permission, except where permitted by applicable law.

3. About Tammy: Fictional Character and AI Disclosure

Tammy is the fictional, AI-created personality and host of Tammy Takes Over™ and Tammy Takes Over Midlife™.

Tammy's character, personal history, relationships, adventures, and stories are creative works developed for entertainment, storytelling, education, and personal development. They should not be interpreted as the verified biography or lived experiences of a real individual.

Tammy may appear in AI-generated or AI-assisted images, videos, audio recordings, written content, and other media. Some content may incorporate human creative direction, writing, editing, production, and oversight.

Although Tammy may speak in the first person and share stories, opinions, or experiences as part of her character, these representations are fictional.

Tammy is not a licensed therapist, physician, financial adviser, or other regulated professional. She is not a human coach or an actual person providing professional services.

The Reset™ and related educational programs are developed by real people. Where live coaching is offered, it is delivered by human coaches or facilitators, as described in the applicable product offering.

We may use AI technologies in producing content and operating portions of our Services. Where users interact directly with an AI-powered system, we will provide applicable disclosures.

Our use of fictional storytelling and AI-generated media is not intended to misrepresent the qualifications, identities, or professional services of the real people involved in our programs.

4. Educational and Coaching Disclaimer

Our programs, workshops, coaching materials, and community discussions are intended for educational, informational, and personal development purposes.

They are not substitutes for professional medical care, mental health treatment, legal advice, financial planning, or other regulated professional services.

Coaching is not psychotherapy, medical treatment, or crisis intervention.

Participation in our programs does not establish a physician-patient, therapist-client, attorney-client, or financial adviser-client relationship.

You remain responsible for your personal decisions, actions, and outcomes.

5. Accounts and Community Participation

When you create an account or participate in our Services, you agree to provide accurate information, protect your login credentials, and refrain from sharing your account with unauthorized users.

You also agree to treat other participants respectfully and maintain the confidentiality of personal information shared by other community members.

We may moderate content, remove inappropriate material, or suspend access where necessary to protect participants, enforce community guidelines, or comply with legal requirements.

We cannot guarantee that other participants will maintain confidentiality. Please exercise discretion when sharing sensitive personal information in group settings.

6. Purchases, Payments, and Access

Prices, payment terms, and product inclusions are displayed at checkout.

Payments are processed through authorized third-party payment providers. We do not intentionally collect or store complete payment card numbers on our own servers.

The Reset™

The Reset™ is a digital coaching program designed to help women clarify their priorities, explore important areas of their lives, and develop a personal plan for meaningful change.

The standard program includes the materials, resources, and community access described on the applicable sales page at the time of purchase.

The Reset + Live Coaching

The Reset + Live Coaching includes the standard program and additional coaching services specified in the applicable offer.

Live group coaching sessions and private coaching appointments are subject to scheduling, participation requirements, and any additional booking policies communicated at purchase.

Lifetime Access

Where lifetime access is advertised, it means access for the commercial lifetime of the applicable program or platform, not necessarily the lifetime of the purchaser.

We may update materials, replace technologies, or change platforms. If a program is permanently discontinued, we will provide reasonable notice where practicable and honor any applicable consumer rights.

Lifetime access does not guarantee that live coaching, ongoing professional support, or community facilitation will continue indefinitely unless expressly promised in the applicable offer.

7. Refunds, Cancellations, and Consumer Rights

Refund eligibility is determined by the refund policy disclosed for the specific product or service at the time of purchase, together with any mandatory consumer protection laws that apply.

Digital products, coaching programs, and services may have different cancellation or refund conditions.

Where a purchase includes immediate access to digital content, we may request your express consent to begin supplying that content and your acknowledgment of any resulting loss of a statutory withdrawal right, where permitted by law.

Nothing in these Terms excludes or limits statutory cancellation, withdrawal, refund, or conformity rights that cannot legally be waived.

To request assistance with a purchase, contact connect [@] tammytakesover.com.

8. Results and Earnings Disclaimer

Our programs are designed to provide education, guidance, practical tools, and opportunities for personal development.

We do not guarantee specific personal, relationship, health, career, or financial outcomes.

Testimonials and success stories reflect individual experiences and should not be interpreted as guarantees of typical results.

Any affiliate earnings examples are illustrative only. Actual commissions depend on qualifying purchases, referral attribution, applicable program terms, and other factors.

9. Prohibited Conduct

You agree not to use our Services to:

• Engage in unlawful, fraudulent, or deceptive activities.
• Harass, threaten, or abuse other users.
• Distribute malware or interfere with website security.
• Copy, redistribute, or resell protected materials without authorization.
• Misrepresent your identity, qualifications, or relationship with our Company.
• Collect or disclose other participants' personal information without authorization.
• Violate applicable community guidelines or intellectual property rights.

10. Third-Party Services

Our Services may integrate with external platforms for payments, email communication, program delivery, communities, analytics, and affiliate management.

These providers operate under their own terms and privacy policies.

We are not responsible for third-party services outside our reasonable control, subject to applicable law.

11. Service Availability and Changes

We may improve, modify, replace, or discontinue features of our Services as our business evolves.

We will take reasonable steps to avoid materially reducing the benefits of purchased products and to respect applicable contractual and consumer rights.

We do not guarantee uninterrupted website or platform availability.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Mindful Mavericks LLC is not liable for indirect, incidental, special, or consequential damages arising from the use of our Services.

Nothing in these Terms excludes liability that cannot lawfully be excluded, including liability arising from fraud, willful misconduct, or mandatory consumer protection obligations.

13. International Users and Governing Law

Mindful Mavericks LLC is organized in the United States.

These Terms are governed by the laws of Wyoming, USA, except where mandatory laws in your country of residence provide additional protections.

Nothing in these Terms removes consumer rights or access to legal remedies that cannot be waived under applicable law.

14. Changes to These Terms

We may revise these Terms to reflect changes in our Services, business operations, or legal requirements.

The current version will be published on our website with an updated effective date.

Where material changes affect existing contractual rights, we will provide notice as required by applicable law.

15. Contact

Questions about these Terms may be directed to:

Mindful Mavericks LLCTammy Takes Over™Email: connect [@] tammytakesover.com

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Tammy Takes Over™ is operated by Mindful Mavericks LLC (“we,” “us,” or “our”).

This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit tammytakesover.com, subscribe to our communications, purchase our products, participate in programs, or otherwise interact with our Services.

We respect your privacy and handle personal information in accordance with applicable data protection laws, including the GDPR and relevant U.S. privacy laws where they apply.

1. Information We Collect

A. Information You Provide

Depending on how you interact with our Services, we may collect:

• Name and email address.
• Billing and purchase information.
• Account and login information.
• Customer support communications.
• Survey, questionnaire, or assessment responses.
• Program progress and participation information.
• Information voluntarily shared in community discussions or coaching sessions.
• Affiliate registration and payment information.

Some information you voluntarily share may be personal or sensitive. Please avoid submitting unnecessary medical, financial, or other sensitive information through public community spaces or general contact forms.

B. Information Collected Automatically

When you visit our website or interact with our emails, we may collect:

• IP address and approximate geographic location.
• Browser, device, and operating system information.
• Pages visited and website interactions.
• Referral sources and affiliate attribution information.
• Email opens and link clicks, where tracking is enabled.
• Cookie identifiers and similar technical information.

C. Payment Information

Payments are handled by third-party payment processors.

We may receive transaction details, billing contact information, purchase history, and payment status, but we do not ordinarily receive complete credit card numbers.

2. How We Use Your Information

We may use personal information to:

• Deliver purchased programs and digital products.
• Create and manage customer accounts.
• Provide coaching services and customer support.
• Process payments and maintain transaction records.
• Send requested downloads, newsletters, and communications.
• Send marketing communications where legally permitted.
• Personalize content and recommendations.
• Manage affiliate referrals, commissions, and attribution.
• Operate community spaces and enforce participation guidelines.
• Improve our website, products, and customer experience.
• Detect fraud and protect our systems.
• Meet legal, tax, accounting, and regulatory obligations.

3. Legal Bases for Processing

Where the GDPR applies, we rely on appropriate legal bases depending on the activity.

These may include:

• Consent: For optional marketing communications, nonessential cookies, and other activities requiring permission.
• Contractual necessity: To process purchases, deliver programs, and provide requested services.
• Legitimate interests: For proportionate business operations, security, fraud prevention, and service improvement, where those interests are not overridden by your rights.
• Legal obligations: For tax records, accounting, regulatory compliance, and other legal requirements.

We do not treat acceptance of this Privacy Policy as blanket consent for every form of data processing.

4. Email Marketing

If you subscribe to our newsletter or request promotional communications, we may send information about Tammy Takes Over™, The Reset, workshops, products, events, and related offers.

You can unsubscribe from promotional emails at any time using the unsubscribe link in the message.

We may still send necessary transactional communications relating to purchases, account security, or program access.

5. Affiliate Tracking

We operate an affiliate and referral program that allows approved partners to earn commissions on qualifying purchases.

When you visit our website through an affiliate link, we may collect and process referral identifiers, tracking information, subscription events, and purchase attribution data.

Our affiliate program is designed to recognize the partner who originally referred a subscriber or customer and may retain that attribution for future qualifying purchases.

Referral attribution may remain associated with a customer or subscriber record while that record is maintained, subject to applicable privacy laws, consent requirements, and our data retention practices.

We do not guarantee that every visit or purchase can be attributed to an affiliate, particularly where tracking is unavailable, restricted, or declined.

Where affiliate tracking involves nonessential cookies or similar technologies, we seek consent when legally required.

6. AI Technologies and Personal Information

We may use artificial intelligence technologies to assist with content production, customer communication, program development, or administrative operations.

Tammy is an AI-created fictional character. Content featuring Tammy may include AI-generated writing, voice, imagery, or video.

We do not represent Tammy as a real individual or licensed professional.

If we introduce AI-powered interactive features, we will provide appropriate notices and explain relevant personal data processing.

We do not intentionally use private coaching or community disclosures to train third-party AI models without an appropriate legal basis and any required permissions.

7. Sharing Information with Service Providers

We may share information with providers that help operate our business, including:

• Website hosting and security providers.
• Payment processors, including Stripe where used.
• Email marketing platforms, including GHL and Kit where used.
• Affiliate management platforms, including FirstPromoter where used.
• Course and community platforms.
• Analytics and advertising providers, where enabled.
• Customer support and business administration providers.
• Professional advisers and authorities when legally necessary.

These providers receive information relevant to the services they perform and are subject to applicable contractual and legal requirements.

We may also disclose information where necessary to protect legal rights, comply with law, or complete a legitimate business transfer.

We do not sell personal information for money. Certain advertising or tracking activities may nevertheless qualify as “sharing,” “sale,” or targeted advertising under some privacy laws, even without monetary payment. Where applicable, we provide required notices and opt-out choices.

8. International Data Transfers

Our business serves customers internationally, and personal information may be processed in the United States, European Union, or other countries where our service providers operate.

Where required, international transfers are protected through appropriate legal mechanisms, which may include adequacy decisions, Standard Contractual Clauses, or other recognized safeguards.

9. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Policy.

Retention periods depend on the type of information and may reflect:

• Active customer or subscriber relationships.
• Program access and contractual obligations.
• Affiliate attribution and commission administration.
• Tax and accounting requirements.
• Security and fraud prevention.
• Applicable legal retention obligations.

When information is no longer needed, we delete, anonymize, or securely retain it where legally required.

10. Your Privacy Rights

Depending on your location and applicable law, you may have rights to:

• Access your personal information.
• Correct inaccurate information.
• Request deletion.
• Restrict or object to certain processing.
• Receive a portable copy of eligible data.
• Withdraw consent.
• Opt out of certain marketing, targeted advertising, or data sharing activities.
• Appeal certain privacy request decisions, where applicable.
• Lodge a complaint with an appropriate data protection authority.

To exercise your rights, email connect [@] tammytakesover.com.

We may need to verify your identity before fulfilling certain requests.

Where applicable, you may also contact your local data protection authority.

11. Data Security

We use reasonable administrative, technical, and organizational measures intended to protect personal information.

However, no internet-based system is completely secure, and we cannot guarantee absolute protection against unauthorized access.

12. Children's Privacy

Our Services are intended for adults aged 18 and older.

We do not knowingly collect personal information from children under 18 through our adult-focused programs.

If you believe a minor has submitted personal information, contact us so we can review the situation and take appropriate action.

13. Cookies and Tracking

We use cookies and similar technologies for website functionality, analytics, personalization, advertising, and affiliate tracking where applicable.

Additional information is available in our Cookie Policy.

14. Changes to This Policy

We may update this Privacy Policy as our practices or legal obligations change.

The revised version will be posted on our website with a new effective date.

Where required, we will provide additional notice or request renewed consent.

15. Privacy Contact

Mindful Maverick LLCTammy Takes Over™Email: connect [@] tammytakesover.com

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This Cookie Policy explains how Tammy Takes Over™, operated by Mindful Maverick LLC, uses cookies and similar tracking technologies.

Cookies are small files stored on your device that help websites function, remember preferences, measure performance, and recognize certain interactions.

1. Types of Cookies We Use

Essential Cookies

These support core website functions, such as:

• Security and fraud prevention.
• Account login and authentication.
• Shopping cart and checkout functionality.
• Remembering privacy preferences.

Essential cookies generally do not require consent where they are strictly necessary to provide a service you request.

Analytics Cookies

Analytics technologies help us understand website traffic, visitor behavior, and how people interact with our content.

These may include tools such as Google Analytics or other analytics providers, where enabled.

Marketing and Advertising Cookies

Marketing technologies may help us measure advertising effectiveness, understand campaign performance, and deliver relevant promotional content.

These may include advertising pixels and tracking tools, where enabled.

Affiliate Tracking Cookies

Affiliate tracking technologies help us identify when someone visits through a partner's referral link and attribute eligible subscriber registrations or purchases.

We may also associate referral information with subscriber or customer records to maintain attribution for future commissionable purchases.

Where consent is required for affiliate tracking cookies, we request it before placing or accessing those cookies.

2. Third-Party Technologies

Some cookies and similar technologies are operated by third-party service providers.

These providers may process information under their own privacy policies and contractual arrangements with us.

The actual cookies used may vary depending on the website features and services enabled at a given time.

3. Your Cookie Choices

Where required by law, you can accept, reject, or customize nonessential cookies through our cookie consent controls.

You may withdraw or change your consent at any time through the cookie settings mechanism provided on our website.

You can also manage cookies through your browser settings.

Disabling certain cookies may affect website features, personalization, or referral tracking.

4. Cookie Duration

Some cookies expire when you close your browser. Others remain for a defined period to remember preferences, support analytics, or maintain permitted referral tracking.

Specific cookie names, providers, purposes, and expiration periods should be available through our cookie consent tool or cookie declaration.

5. Updates and Contact

We may update this Cookie Policy as our technology or legal obligations change.

For questions, contact connect [@] tammytakesover.com.

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Tammy Takes Over™ is operated by Mindful Mavericks LLC.

We believe in being transparent about commercial relationships and recommendations.

1. Affiliate Links on Our Website

Some links on our website, in emails, or in other content may be affiliate links.

If you purchase a product or service through one of these links, Mindful Maverick LLC may receive a commission or other compensation.

This generally does not increase the price you pay.

We aim to recommend products and resources we believe may be useful to our audience. Compensation does not guarantee a positive review or endorsement.

2. Our Own Affiliate Program

Tammy Takes Over™ also operates a partner program through which approved affiliates may earn commissions by recommending eligible products, including The Reset.

Affiliates may receive compensation when someone purchases through their referral link or when another qualifying commission event occurs under our partner program terms.

A recommendation made by a partner may therefore involve a financial relationship with Mindful Maverick LLC.

3. Affiliate Disclosure Requirements

We expect partners to disclose their financial relationship with Tammy Takes Over™ clearly and conspicuously wherever they make endorsements or share commissionable recommendations.

Disclosures should be easy to understand and placed close to the relevant recommendation or link.

An example of an appropriate disclosure is:

“I'm a Tammy Takes Over™ affiliate and may earn a commission if you purchase through my link, at no additional cost to you.”

Partners are responsible for following applicable advertising, consumer protection, endorsement, and disclosure requirements.

4. Testimonials and Recommendations

Testimonials reflect the experiences or opinions of the individuals providing them.

Results vary, and no particular outcome is guaranteed.

We do not authorize affiliates to make misleading claims about program results, coaching qualifications, medical benefits, financial outcomes, or Tammy's fictional identity.

5. Questions

For questions about affiliate relationships or disclosures, contact:

connect [@] tammytakesover.com
Mindful Maverick LLC | Tammy Takes Over™

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